TERMS & CONDITIONS
Welcome to ABHED LIFE.
These Terms & Conditions (“Terms”) govern your access to and use of the ABHED LIFE website, learning platform, How Your Mind Works (HMW) Live Session Series, live sessions, recorded sessions, quizzes, learning materials, WhatsApp community and related services (collectively, the “Services”).
By accessing the Website, submitting an enquiry, creating an account, enrolling in the HMW Live Session Series, making a purchase, or using any part of the Services, you acknowledge that you have read, understood and agreed to these Terms.
If you do not agree with these Terms, please do not use or purchase the Services.
1. DEFINITIONS
1.1 “ABHED LIFE”, “we”, “us” or “our” refers to ABHED LIFE and the entity/person legally operating the Services.
1.2 “HMW” means How Your Mind Works, the name of our educational Live Session Series.
1.3 “Live Session Series” means the recurring educational sessions conducted by ABHED LIFE, together with related learning activities and materials made available to eligible members.
1.4 “Services” includes, as applicable:
(a) the ABHED LIFE Website and learning platform;
(b) the HMW Live Session Series;
(c) live online sessions;
(d) recorded sessions;
(e) quizzes and learning activities;
(f) audio, video, PDF and other educational materials;
(g) opportunities to ask questions relating to real-life situations;
(h) the HMW WhatsApp Community; and
(i) other educational features or resources made available by ABHED LIFE.
1.5 “Member”, “you” or “your” means an individual who accesses, enrolls in, purchases or participates in the Services.
2. ELIGIBILITY
2.1 The Services are intended primarily for individuals who are competent to contract under applicable Indian law.
2.2 Individuals below 18 years of age may access or participate in the Services only through or under the supervision and responsibility of their parent or lawful guardian and subject to any additional requirements that may apply.
2.3 A person making a purchase or entering into a membership arrangement must have the legal capacity to do so under applicable law.
2.4 By enrolling or purchasing the Services, you confirm that:
(a) the information provided by you is accurate and complete;
(b) you have the authority and legal capacity required to enter into the applicable arrangement; and
(c) you will use the Services only for lawful purposes.
3. USE OF SERVICES
3.1 The Services are intended primarily for personal, educational and non-commercial use, unless otherwise expressly authorised by ABHED LIFE.
3.2 You agree not to:
(a) reproduce, copy, distribute, modify, resell or commercially exploit any portion of the Services without written permission;
(b) use the Services in violation of applicable laws or regulations;
(c) interfere with the operation, security or proper functioning of the Website, learning platform or other Services;
(d) collect, harvest or misuse personal information belonging to other users without appropriate authorisation;
(e) impersonate any individual, organisation or entity;
(f) upload malicious software, harmful code or other material intended to disrupt or damage the Services;
(g) engage in automated scraping, crawling, extraction or systematic copying of Website or learning-platform content;
(h) infringe the intellectual-property, privacy or other legal rights of ABHED LIFE or any other person;
(i) share paid account access, recordings or learning materials with persons who are not authorised to access them;
(j) record, reproduce or redistribute live sessions without permission;
(k) use the Services in a manner that is abusive, threatening, fraudulent, disruptive or harmful to ABHED LIFE, its users or third parties; or
(l) attempt to gain unauthorised access to any account, system, content or part of the Services.
4. NATURE OF THE HMW LIVE SESSION SERIES
4.1 HMW is an educational Live Session Series intended to help participants examine and understand aspects of human thinking, behaviour, decision-making, cognitive patterns and related subjects.
4.2 The Live Session Series may include:
(a) live discussions;
(b) examples and case discussions;
(c) cognitive biases and behavioural concepts;
(d) questions and discussions relating to everyday life;
(e) quizzes and reflection-oriented learning activities;
(f) recorded sessions;
(g) audio, video and written resources; and
(h) other learning activities introduced from time to time.
4.3 The content is intended to encourage observation, questioning, critical thinking and greater awareness of one’s own thinking and behaviour.
5. MEMBERSHIP & ACCESS PERIOD
5.1 HMW is offered as a time-limited membership.
5.2 Your applicable access period begins after successful enrolment/payment and continues until the access expiry date displayed at checkout or otherwise communicated at the time of enrolment.
5.3 Membership access does not continue indefinitely after the applicable access period ends.
5.4 A member may renew or purchase another applicable membership where such option is available.
5.5 Access to the Services may be restricted after the applicable membership period expires.
6. LIVE SESSIONS
6.1 HMW Live Sessions are generally scheduled for Tuesdays and Saturdays, 9:00 PM–10:30 PM IST.
6.2 The schedule may occasionally change because of holidays, technical circumstances, operational requirements, speaker availability or other reasonable circumstances.
6.3 Where reasonably possible, significant schedule changes will be communicated through the available communication channels.
6.4 Live sessions may be conducted through Zoom or another online platform specified by ABHED LIFE.
6.5 Attendance at live sessions requires the participant to have suitable internet connectivity and a compatible device.
7. RECORDED SESSIONS & LEARNING MATERIALS
7.1 Recordings of live sessions may be made available to eligible members through the learning platform.
7.2 Depending on the particular session, the Services may also include:
(a) video recordings;
(b) audio recordings;
(c) PDFs;
(d) quizzes;
(e) exercises or learning activities; and
(f) other educational resources.
7.3 New recordings, quizzes or other learning materials may be added during an active membership period.
7.4 The order, format, frequency and availability of particular learning materials may change from time to time.
7.5 ABHED LIFE does not guarantee that every live session will always be recorded or that every recording will remain available indefinitely.
8. ONGOING LEARNING & CONTENT UPDATES
8.1 HMW is an ongoing Live Session Series, and additional learning content may be added during a member’s active access period.
8.2 Completing all currently available sessions, recordings or quizzes does not necessarily mean that the Live Session Series has ended.
8.3 New sessions, recordings, quizzes or learning resources may become available later during the applicable membership period.
8.4 ABHED LIFE may change the order, topic, format, schedule or method of delivering educational content where reasonably necessary.
9. EDUCATIONAL PURPOSE
9.1 The Services are provided for general educational and informational purposes.
9.2 HMW may discuss subjects relating to:
(a) human thinking;
(b) behaviour;
(c) cognitive biases;
(d) decision-making;
(e) habits;
(f) emotions;
(g) relationships;
(h) communication;
(i) everyday behavioural patterns; and
(j) related educational subjects.
9.3 The information provided should not be treated as a guarantee that a particular personal, professional or other outcome will occur.
10. NOT MEDICAL OR PROFESSIONAL ADVICE
10.1 HMW is not medical, psychological, psychiatric, therapeutic, legal, financial or other professional advice.
10.2 Nothing provided through the Services should be treated as:
(a) a medical or psychological diagnosis;
(b) a treatment recommendation;
(c) a substitute for consultation with a qualified professional;
(d) a professional assessment; or
(e) an instruction to start, stop or modify any treatment, medication or professional service.
10.3 If you have a medical, mental-health, psychological, legal, financial or other professional concern, you should consult an appropriately qualified professional.
11. PERSONAL JUDGMENT & APPLICATION
11.1 Examples, concepts, frameworks, questions and discussions provided through HMW are educational in nature.
11.2 You remain responsible for your own decisions and for how you apply information from the Services to your circumstances.
11.3 You should not treat an example or discussion from HMW as a personalised assessment of yourself or another person.
11.4 Individual circumstances and outcomes differ, and ABHED LIFE does not guarantee any particular result from participation.
12. NO GUARANTEED RESULTS
12.1 Participation in HMW does not guarantee:
(a) personal transformation;
(b) improved relationships;
(c) improved career outcomes;
(d) improved decision-making;
(e) behavioural change;
(f) emotional improvement;
(g) financial improvement; or
(h) any other specific result.
12.2 Outcomes may depend on individual circumstances, participation, effort, interpretation, application and factors outside ABHED LIFE’s control.
13. HONEST & CHALLENGING DISCUSSIONS
13.1 HMW may present ideas, evidence, examples and observations in a direct and questioning manner.
13.2 Some discussions may challenge commonly held beliefs, assumptions or personal interpretations.
13.3 Educational content may sometimes feel uncomfortable, confronting or emotionally challenging to a participant.
13.4 Discomfort arising from an idea, opinion, example or discussion does not by itself mean that the content is incorrect, harmful or inappropriate.
13.5 Participants are encouraged to ask questions, examine evidence, challenge ideas respectfully and form their own considered conclusions.
14. LIVE QUESTIONS & PARTICIPANT CONTRIBUTIONS
14.1 Participants may have opportunities to ask questions or share examples from their own experiences during live sessions or community discussions.
14.2 Participants should avoid sharing information that is highly sensitive, confidential or private if they do not wish that information to be heard by other participants or included in a recording.
14.3 You remain responsible for the information you voluntarily choose to share during a live session or community discussion.
15. SESSION RECORDING & PARTICIPANT CONSENT
15.1 Live sessions may be recorded for educational, documentation, quality and member-access purposes.
15.2 Where a session is recorded, participants may be informed through the applicable session notice or platform.
15.3 A recording may contain a participant’s:
(a) voice;
(b) questions;
(c) comments;
(d) display name;
(e) image or video where the participant has enabled their camera; and
(f) other participation that is visible or audible during the session.
15.4 Participants should use the available recording/media consent mechanism where ABHED LIFE requests specific consent for use of participant contributions outside the member learning environment.
16. USE OF PARTICIPANT QUESTIONS & CONTRIBUTIONS
16.1 Where appropriate consent has been obtained, ABHED LIFE may use selected participant questions, discussions or contributions for:
(a) educational content;
(b) informational content;
(c) learning examples;
(d) research or educational documentation; or
(e) promotional or marketing material.
16.2 Where a participant does not wish a particular contribution to be used outside the member learning environment, the participant may contact:
16.3 ABHED LIFE will handle such requests subject to the applicable consent, privacy requirements and law.
17. HMW WHATSAPP COMMUNITY
17.1 Eligible members may receive access to the HMW WhatsApp Community during their applicable membership period.
17.2 WhatsApp is a third-party platform, and its own terms, policies and technical limitations may apply.
17.3 Members must use the community respectfully and responsibly.
17.4 The following are prohibited:
(a) harassment or threats;
(b) abusive or discriminatory conduct;
(c) spam or deliberate disruption;
(d) unauthorised promotion;
(e) impersonation;
(f) sharing another participant’s private information without permission;
(g) unauthorised distribution of HMW materials;
(h) unlawful activity; or
(i) conduct that materially disrupts the community or harms other members.
17.5 ABHED LIFE may restrict or remove community access in response to serious or repeated violations, subject to applicable law.
18. INTELLECTUAL PROPERTY
18.1 Unless otherwise stated, the original materials made available by ABHED LIFE through the Services are owned by or licensed to ABHED LIFE.
18.2 This includes:
(a) recorded sessions;
(b) videos;
(c) audio;
(d) PDFs;
(e) presentations;
(f) quizzes;
(g) exercises;
(h) written materials;
(i) graphics;
(j) educational frameworks; and
(k) Website and learning-platform content.
18.3 Your membership provides you with a limited, personal, non-transferable right to access and use the materials for your own learning during the applicable access period.
18.4 You may not, without prior written permission:
(a) copy or reproduce paid materials for redistribution;
(b) sell or commercially exploit the materials;
(c) publicly upload recordings or paid content;
(d) distribute recordings to non-members;
(e) share account credentials;
(f) create a competing paid product substantially based on protected HMW materials; or
(g) otherwise make the materials available to unauthorised persons.
19. ACCOUNT & LOGIN SECURITY
19.1 Where an account is required, you are responsible for keeping your login credentials confidential.
19.2 You must not knowingly share your account or membership access with another person.
19.3 If you believe your account has been accessed without authorisation, contact:
19.4 You remain responsible for activity occurring through your account to the extent permitted by applicable law.
20. PRICING & PAYMENT
20.1 The applicable membership price will be displayed on the relevant enrollment or checkout page.
20.2 The applicable access period and expiry date will also be displayed or communicated at the time of purchase.
20.3 Prices may change for future purchases or renewals.
20.4 Any applicable taxes or charges will be displayed where required.
20.5 Enrollment becomes effective after successful payment and confirmation.
21. REFUNDS, CANCELLATIONS & SERVICE DELIVERY
21.1 HMW includes live educational delivery as well as digital content that may become available to a member promptly after enrollment or during the membership period.
21.2 Because live sessions are delivered at scheduled times and digital learning materials, including recordings and other content, may be made available during the membership period, refunds are generally not offered merely because a participant later decides that they do not like the teaching style, opinions, examples, subject matter or educational approach.
21.3 HMW may contain direct, challenging or uncomfortable discussions because the purpose of the Live Session Series is to encourage honest examination of thinking, behaviour and decision-making. A participant’s disagreement with, discomfort with, or dislike of an educational discussion does not by itself create a right to a refund.
21.4 Nothing in these Terms is intended to exclude, restrict or override any consumer right, remedy or protection that cannot lawfully be excluded under applicable law.
21.5 Where a genuine billing or service-delivery issue occurs, ABHED LIFE will review the matter.
This may include circumstances such as:
(a) a verified duplicate payment;
(b) an erroneous charge;
(c) a payment being received without the corresponding enrollment being created due to a technical issue; or
(d) another circumstance in which a refund or other remedy is required under applicable law.
21.6 Refund requests should be sent to:
with the relevant payment and enrollment details.
21.7 Any approved refund will be processed through the applicable payment method or another reasonable method communicated by ABHED LIFE.
22. TECHNICAL ISSUES
22.1 Access to the Services may depend on:
(a) internet connectivity;
(b) device compatibility;
(c) browser functionality;
(d) the learning platform;
(e) Zoom or another live-session platform;
(f) WhatsApp;
(g) video-hosting services; and
(h) other third-party technology.
22.2 ABHED LIFE will make reasonable efforts to maintain access to the Services but cannot guarantee uninterrupted or completely error-free operation at all times.
22.3 If you experience an access or technical issue, contact:
with sufficient information to allow us to investigate the issue.
23. THIRD-PARTY SERVICES
23.1 Certain parts of the Services may rely on third-party platforms or service providers.
23.2 These may include Zoom, WhatsApp, payment processors, video-hosting providers, email providers and other technology services.
23.3 Your use of those third-party services may also be subject to their respective terms and policies.
23.4 ABHED LIFE is not responsible for independent outages, policy changes or technical failures of third-party services that are outside our reasonable control.
24. PROHIBITED USE
24.1 You agree not to use the Services:
(a) for unlawful purposes;
(b) to gain unauthorised access to another person’s account;
(c) to share paid content with unauthorised persons;
(d) to record or redistribute live sessions without permission;
(e) to interfere with the Website or learning platform;
(f) to misuse the HMW WhatsApp Community;
(g) to impersonate ABHED LIFE or another participant;
(h) to infringe intellectual-property or privacy rights; or
(i) in any other manner prohibited by these Terms or applicable law.
25. SUSPENSION OR TERMINATION OF ACCESS
25.1 ABHED LIFE may suspend or restrict access where reasonably necessary because of:
(a) serious or repeated violation of these Terms;
(b) unauthorised sharing or distribution of paid content;
(c) fraudulent activity;
(d) misuse of the platform or community;
(e) abusive or threatening conduct; or
(f) other serious conduct that materially affects ABHED LIFE, its users or the Services.
25.2 Where appropriate and reasonably possible, ABHED LIFE may provide an opportunity to resolve the issue before restricting access.
25.3 Any termination or suspension will remain subject to applicable law and any rights that cannot lawfully be excluded.
26. CHANGES TO THE SERVICES
26.1 ABHED LIFE may update, modify, replace or discontinue parts of the Services from time to time.
26.2 This may include changes to:
(a) session schedules;
(b) session topics;
(c) learning materials;
(d) platform features;
(e) community arrangements;
(f) third-party tools; or
(g) methods of delivering the Services.
26.3 We will make reasonable efforts to communicate material changes where appropriate.
27. WEBSITE CONTENT
27.1 We aim to provide accurate and useful information through the Website.
27.2 Educational content may evolve as the HMW Live Session Series develops.
27.3 Examples, explanations and educational materials are provided for learning purposes and should not be interpreted as guarantees of a particular result.
28. RESPONSIBILITY & LIMITATION
28.1 To the extent permitted by applicable law, ABHED LIFE will not be responsible for losses arising solely from:
(a) decisions independently made by a participant based on educational content without obtaining professional advice where professional advice is appropriate;
(b) misuse or unreasonable interpretation of educational material;
(c) inability to access third-party platforms due to circumstances outside our reasonable control;
(d) unauthorised use of an account resulting from the participant’s failure to maintain reasonable account security; or
(e) circumstances beyond our reasonable control.
28.2 Nothing in these Terms excludes or limits any liability, consumer right or remedy that cannot legally be excluded or limited.
29. FORCE MAJEURE
29.1 ABHED LIFE will not be responsible for delays or inability to provide a particular Service caused by circumstances beyond our reasonable control.
29.2 Such circumstances may include:
(a) significant technical failures;
(b) internet or platform outages;
(c) natural events;
(d) government actions or restrictions;
(e) major service-provider failures; or
(f) other circumstances that could not reasonably have been prevented.
29.3 Where reasonably possible, affected sessions or Services may be rescheduled or an alternative arrangement may be provided.
30. GRIEVANCE REDRESSA
If you have a question, complaint, billing issue, access issue or other concern, please contact us:
Support Email: Support@abhedlife.com
Phone / WhatsApp: +919279654381
Grievance Officer: Komal Gupta
Email: Komal@abhedlife.com
Phone: +919279654381
30.1 We aim to acknowledge consumer complaints within the applicable period and address them in accordance with applicable law.
30.2 Complaints may include:
(a) payment or billing issues;
(b) access problems;
(c) membership-related concerns;
(d) technical problems;
(e) service-related complaints; or
(f) other concerns relating to the Services.
31. INTELLECTUAL PROPERTY COMPLAINTS
31.1 If you believe that material available through ABHED LIFE infringes your intellectual-property rights, please contact:
31.2 Where possible, your complaint should include:
(a) your name and contact details;
(b) identification of the material concerned;
(c) details of the right you believe has been affected; and
(d) sufficient information for us to review the matter.
32. PRIVACY
32.1 Our collection, use and handling of personal information are addressed separately in our Privacy Policy.
32.2 By using the Services, you acknowledge that personal information may be handled in accordance with the applicable Privacy Policy.
Privacy Policy: [INSERT PRIVACY POLICY LINK]
33. ELECTRONIC ACCEPTANCE
33.1 Where you accept these Terms electronically, such acceptance may form part of the agreement governing your use or purchase of the Services.
33.2 Where applicable, acceptance will be obtained through an affirmative action, such as ticking an unchecked checkbox or selecting an appropriate acceptance button.
33.3 You are responsible for reviewing the Terms before accepting them.
34. CHANGES TO THESE TERMS
34.1 We may update these Terms from time to time to reflect changes in:
(a) the Services;
(b) business practices;
(c) technology;
(d) applicable legal requirements; or
(e) other operational circumstances.
34.2 The updated version will be published on this page with a revised “Last Updated” date.
34.3 Where appropriate, material changes affecting existing members may be communicated through available channels.
35. SEVERABILITY
35.1 If any provision of these Terms is found to be invalid, unlawful or unenforceable, that provision will be interpreted or modified to the extent legally permissible.
35.2 The remaining provisions will continue to apply to the extent permitted by applicable law.
36. WAIVER
36.1 Failure by ABHED LIFE to enforce a provision of these Terms at any particular time does not constitute a waiver of our right to enforce that provision in the future.
37. ENTIRE AGREEMENT
37.1 These Terms, together with the applicable enrollment information, checkout terms, refund policy, Privacy Policy and any other terms expressly incorporated into the purchase, form the agreement governing your use of the Services.
37.2 If a specific term displayed at checkout for a particular purchase conflicts with a general provision of these Terms, the specific purchase term will apply to that purchase to the extent permitted by applicable law.
38. GOVERNING LAW & JURISDICTION
38.1 These Terms shall be governed by the laws applicable in India.
38.2 Any dispute shall be subject to the jurisdiction of the courts and legally competent forums having jurisdiction under applicable Indian law.
38.3 Nothing in this section is intended to restrict any statutory consumer right or remedy available under applicable law.
39. CONTACT US
For questions, support requests or concerns regarding these Terms or the Services:
ABHED LIFE
Email: Support@abhedlife.com
Phone / WhatsApp: +919279654381
Grievance Officer: Komal Gupta
Email: Komal@abhedlife.com
Phone: +919279654381
Last Updated: 27 August 2026